Audi Financial Services is
our captive financing company. They offer superior Purchase or Lease Services.
No Matter What Road You Choose.
You may wonder; should I purchase or lease? Purchasing makes
sense if you don't part easily with your automobile, no matter how many miles
clocked; or if you have a considerable daily commute. The most compelling
reason of all, of course, is that your new Audi belongs to you and you alone.
Learn More about Purchase or Lease Options
By leasing, you only pay for the portion of your Audi that
you use, which results in lower monthly payments. Your savings can continue in
some states thanks to leasing tax advantages.* You also get a commitment from
us to protect your Audi when things go wrong. It's something known as GAP (Guaranteed
Asset Protection) coverage and it comes standard with every Audi Financial
Services lease. In short, when you lease through Audi Financial Services, you
get maximum performance and maximum peace of mind.
Learn More About Lease Options
Fully Explore Your Options. When trying to decide whether to
purchase or lease, you should rely on the same level of thoughtfulness and
thoroughness you used to select your Audi. After all, selecting the right
option isn't entirely a numbers game. You also need to factor in considerations
such as how much you drive, the type of roads you travel on, and the extent to
which you want to personalize your Audi with aftermarket accessories.
Answer the
questions below to fully explore your financing options.
In a year, I typically drive:
1. 10,000
- 12,000 miles per year (relatively short daily commutes with the occasional
road trip).
a.
Purchase
consideration Your anticipated mileage is very low. This may increase
the value of your Audi if you decide to sell it after completing your loan
payments.
b. Lease consideration Your
anticipated mileage is very low. This is good news, because Audi Financial
Services leases are typically based on an allowance of 10,000, 12,000 or 15,000
miles per year. The lower the mileage the less your payment will be.
2. Around
15,000 miles (modest daily commutes with room for road trips).
a. Purchase consideration Your
anticipated mileage is low. This may increase the value of your Audi if you
decide to sell it after completing your loan payments.
b. Lease consideration Your
anticipated mileage of 15,000 miles a year is within the range of our typical
lease mileage allowance.
3. 3.
More then 15,000 miles (long daily commutes of more than 60 miles round trip).
a. Purchase consideration Because
you own the car, you don't have to worry about mileage restrictions.
b. Lease consideration Our leases are typically based on an
allowance of 15,000 miles per year. But if you know right from the start that
you will drive more than 15,000 miles a year, you can buy miles upfront at a
discount.
When it comes to
personalizing my Audi:
1. I'll
add standard options, but that's about it.
a. Purchase consideration Outfitting
your Audi with standard options and packages will minimally increase your
monthly payments, given that your costs are amortized over the term of your
loan. As well as providing you with an enhanced driving experience, the options
and packages you choose when you purchase your Audi may raise the value of your
vehicle.
b. Lease consideration Outfitting
your new Audi with standard options and packages will enhance your driving
experience while minimally increasing your monthly payments, given that your
costs are amortized over the term of your lease.
2. 2.
I plan to add some interior and exterior aftermarket accessories, such as
sunshades, a cycle rack, and wheels.
a. Purchase consideration. It's
your Audi. You can add as many aftermarket accessories as you like.
b. Lease consideration While leased
vehicles must be returned without modification, keep in mind that sometimes you
can transfer the Audi aftermarket accessories you buy for your current Audi to
your next one.
3. 3.
I plan to add a lot of aftermarket accessories.
a. Purchase consideration It's your
car. You can customize your Audi however you like.
b.
Lease
consideration Because leased vehicles must be returned without
modifications, you may not want to spend a lot of money on significant
accessories.
I will frequently
drive my Audi on:
1. Well-maintained
roads and highways.
a. Purchase consideration Judging
solely from the type of roads you intend to travel down, it's likely the wear
and use on your vehicle will be minimal. This may increase the value of your
Audi if you decide to sell it after completing your loan payments.
b. Lease consideration Judging solely from the type of roads
you intend to travel down, it's likely the wear and use on your vehicle will be
minimal. Minimal wear and use means you probably won't be subject to the excess
wear and use charges that sometimes occur at the end of a lease.
2. 2.
Rough back roads.
a. Purchase consideration Frequent
journeys down unpaved roads can increase the wear and use on a vehicle. While
you certainly want to be mindful of any damages, as the owner of the car you
don't have to worry about excess wear and use charges that sometimes occur at the
end of a lease.
b. Lease consideration You'll want
to take the road slow and also be mindful of any damages, such as scratches to
the sheet metal and cracks to the windshield, as these may contribute to the
excess wear and use charges that sometimes occur at the end of a lease.
3. 3.
Both of the above.
a. Purchase consideration It's hard
to predict how your Audi will age given the many types of roads you intend to
travel down. Unpaved roads, of course, may increase the wear and use on your
vehicle. But as the owner of the car you don't have to worry about excess wear
and use charges that sometimes occur at the end of a lease.
b. Lease consideration It's hard to
predict how your Audi will age given the many types of roads you intend to
travel down. Unpaved roads, of course, may increase the wear and use on your
vehicle. So you'll want to take the road slow and be mindful of any damages,
such as scratches to the sheet metal and cracks to the windshield, as these may
contribute to the excess wear and use charges that sometimes occur at the end
of a lease.
I intend to hold
onto my Audi for:
1. Definitely
less than four years.
a. Purchase consideration If you
truly want a new vehicle in less than four years, you may want to consider
leasing. The advantages to leasing are lower monthly payments, not to mention
avoiding the hassles of negotiating a trade-in value and possibly unexpected
depreciation at the end of your contract.
b. Lease consideration By leasing,
you'll have lower monthly payments, not to mention avoiding the hassles of
negotiating a trade-in value and possibly unexpected depreciation at the end of
your lease.
2. 2.
Maybe four years. Maybe longer.
a. Purchase consideration Purchasing
is often more advantageous if you intend to have a long-term relationship with
your Audi. Still, it's your vehicle, so once you've reached the end of your
Audi Financial Services contract, it's all yours.
b. Lease consideration Leasing
is often more advantageous if you intend to have a short-term relationship with
your Audi. However, when you've reached the end of your Audi Financial Services
lease contract, you have the option to hold onto your Audi by purchasing it.
3. 3.
Definitely more than four years.
a. Purchase consideration If you
plan to have a long-term relationship with your Audi, purchasing is often more
advantageous, since with each payment you build equity in the vehicle.
b. Lease consideration Although, we
have a variety of lease terms to suit your needs, you may want to consider
purchasing if you truly want to hold onto your Audi for more than four years.
Purchasing is often more advantageous, since with each payment you build equity
in the vehicle.
